EQ Bank
Deposit insurance: CDIC · Available in: all of Canada
Check current rates on EQ Bank's website
Savings accounts
| Account | Type | Rate | Ongoing | Conditions | Checked |
|---|---|---|---|---|---|
| 10 Day Notice Savings Account | NON-REGISTERED | 2.50% | 2.50% | Withdrawals need 10 days' notice | 2026-11-15 |
| 30 Day Notice Savings Account | NON-REGISTERED | 3.00% | 3.00% | Withdrawals need 30 days' notice | 2026-11-15 |
| FHSA Cash Savings Account | FHSA | 1.75% | 1.75% | 2026-11-15 | |
| Joint Account | NON-REGISTERED | 3.00% | 1.50% | Bonus rate with recurring direct deposits of at least $2,000/month | 2026-11-15 |
| Personal Account | NON-REGISTERED | 3.00% | 1.50% | Bonus rate with recurring direct deposits of at least $2,000/month | 2026-11-15 |
| RRSP Cash Savings Account | RRSP | 1.75% | 1.75% | 2026-11-15 | |
| TFSA Cash Savings Account | TFSA | 1.75% | 1.75% | 2026-11-15 |
GICs
| GIC | Type | Term | Redeemable | Rate | Conditions | Checked | |
|---|---|---|---|---|---|---|---|
| 3 Month GIC | NON-REGISTERED | 3 mo | No | 2.70% | 2026-11-15 | ||
| FHSA 3 Month GIC | FHSA | 3 mo | No | 2.70% | 2026-11-15 | ||
| RRSP 3 Month GIC | RRSP | 3 mo | No | 2.70% | 2026-11-15 | ||
| TFSA 3 Month GIC | TFSA | 3 mo | No | 2.70% | 2026-11-15 | ||
| 6 Month GIC | NON-REGISTERED | 6 mo | No | 3.00% | 2026-11-15 | ||
| FHSA 6 Month GIC | FHSA | 6 mo | No | 3.00% | 2026-11-15 | ||
| RRSP 6 Month GIC | RRSP | 6 mo | No | 3.00% | 2026-11-15 | ||
| TFSA 6 Month GIC | TFSA | 6 mo | No | 3.00% | 2026-11-15 | ||
| 9 Month GIC | NON-REGISTERED | 9 mo | No | 3.30% | 2026-11-15 | ||
| FHSA 9 Month GIC | FHSA | 9 mo | No | 3.30% | 2026-11-15 | ||
| RRSP 9 Month GIC | RRSP | 9 mo | No | 3.30% | 2026-11-15 | ||
| TFSA 9 Month GIC | TFSA | 9 mo | No | 3.30% | 2026-11-15 | ||
| 1 Year GIC | NON-REGISTERED | 12 mo | No | 3.70% | 2026-11-15 | ||
| FHSA 1 Year GIC | FHSA | 12 mo | No | 3.70% | 2026-11-15 | ||
| RRSP 1 Year GIC | RRSP | 12 mo | No | 3.70% | 2026-11-15 | ||
| TFSA 1 Year GIC | TFSA | 12 mo | No | 3.70% | 2026-11-15 | ||
| 15 Month GIC | NON-REGISTERED | 15 mo | No | 3.80% | 2026-11-15 | ||
| FHSA 15 Month GIC | FHSA | 15 mo | No | 3.80% | 2026-11-15 | ||
| RRSP 15 Month GIC | RRSP | 15 mo | No | 3.80% | 2026-11-15 | ||
| TFSA 15 Month GIC | TFSA | 15 mo | No | 3.80% | 2026-11-15 | ||
| 2 Year GIC | NON-REGISTERED | 24 mo | No | 4.15% | 2026-11-15 | ||
| FHSA 2 Year GIC | FHSA | 24 mo | No | 4.15% | 2026-11-15 | ||
| RRSP 2 Year GIC | RRSP | 24 mo | No | 4.15% | 2026-11-15 | ||
| TFSA 2 Year GIC | TFSA | 24 mo | No | 4.15% | 2026-11-15 | ||
| 27 Month GIC | NON-REGISTERED | 27 mo | No | 4.10% | 2026-11-15 | ||
| FHSA 27 Month GIC | FHSA | 27 mo | No | 4.10% | 2026-11-15 | ||
| RRSP 27 Month GIC | RRSP | 27 mo | No | 4.10% | 2026-11-15 | ||
| TFSA 27 Month GIC | TFSA | 27 mo | No | 4.10% | 2026-11-15 | ||
| 3 Year GIC | NON-REGISTERED | 36 mo | No | 4.15% | 2026-11-15 | ||
| FHSA 3 Year GIC | FHSA | 36 mo | No | 4.15% | 2026-11-15 | ||
| RRSP 3 Year GIC | RRSP | 36 mo | No | 4.15% | 2026-11-15 | ||
| TFSA 3 Year GIC | TFSA | 36 mo | No | 4.15% | 2026-11-15 | ||
| 4 Year GIC | NON-REGISTERED | 48 mo | No | 4.20% | 2026-11-15 | ||
| FHSA 4 Year GIC | FHSA | 48 mo | No | 4.20% | 2026-11-15 | ||
| RRSP 4 Year GIC | RRSP | 48 mo | No | 4.20% | 2026-11-15 | ||
| TFSA 4 Year GIC | TFSA | 48 mo | No | 4.20% | 2026-11-15 | ||
| 5 Year GIC | NON-REGISTERED | 60 mo | No | 4.30% | 2026-11-15 | ||
| FHSA 5 Year GIC | FHSA | 60 mo | No | 4.30% | 2026-11-15 | ||
| RRSP 5 Year GIC | RRSP | 60 mo | No | 4.30% | 2026-11-15 | ||
| TFSA 5 Year GIC | TFSA | 60 mo | No | 4.30% | 2026-11-15 | ||
| 6 Year GIC | NON-REGISTERED | 72 mo | No | 4.35% | 2026-11-15 | ||
| FHSA 6 Year GIC | FHSA | 72 mo | No | 4.35% | 2026-11-15 | ||
| RRSP 6 Year GIC | RRSP | 72 mo | No | 4.35% | 2026-11-15 | ||
| TFSA 6 Year GIC | TFSA | 72 mo | No | 4.35% | 2026-11-15 | ||
| 7 Year GIC | NON-REGISTERED | 84 mo | No | 4.35% | 2026-11-15 | ||
| FHSA 7 Year GIC | FHSA | 84 mo | No | 4.35% | 2026-11-15 | ||
| RRSP 7 Year GIC | RRSP | 84 mo | No | 4.35% | 2026-11-15 | ||
| TFSA 7 Year GIC | TFSA | 84 mo | No | 4.35% | 2026-11-15 | ||
| 10 Year GIC | NON-REGISTERED | 120 mo | No | 4.35% | 2026-11-15 | ||
| TFSA 10 Year GIC | TFSA | 120 mo | No | 4.35% | 2026-11-15 |